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Steven Gaertner

Steven Gaertner

Head , Toto Finance
Steven is a global entrepreneur specializing in real-world asset tokenization, commodities, and Web3 infrastructure. With more than a decade of experience spanning the diamond industry and digital assets, he combines deep market knowledge with hands-on operational expertise across Asia, Europe, and the Middle East.  He previously led sales and operations for a major diamond group across APAC and later transitioned into the cryptocurrency sector, managing high-value client portfolios and driving digital asset adoption. Today, Steven heads Toto Finance, a multi-chain tokenization platform transforming how commodities and physical assets are owned, traded, and financed.  Passionate about innovation and regulation, he focuses on building compliant global ecosystems that bridge traditional markets with blockchain technology. Steven frequently speaks at conferences, hosts industry discussions, and collaborates with institutional partners to shape the future of tokenized assets.

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